UPGRADES & BUILDS

Bills Must Be Paid Upgrades

Hammers, perks, and skill tree upgrades for the strongest builds.

What are Upgrades?

Guides to hammers, perks, and the skill tree, including hammer stat comparisons, the perks tier list, and efficient upgrade routes for every build.

Compare damage, speed, crit, and radius

Pick the strongest one-of-three perks

Invest spare money into permanent power

Plan the Bills Must Be Paid skill tree with early, damage, stamina, and loot routes for stronger runs, safer bill payments, and debt-free progress.

Learn how to choose perks, manage bills, time bankruptcy, and build stamina, luck, and loot for stronger runs in Bills Must Be Paid.

Find the best hammer upgrade priorities in Bills Must Be Paid, including damage, stamina, loot, combos, and bill-payment strategies.

Learn how to evaluate upgrade value, prioritize progression, and avoid wasting resources in bills must be paid.

Learn how to manage stamina, smash piggies accurately, pay bills, and build stronger upgrades in bills must be paid.

Rank Bills Must Be Paid perks by income, stamina, damage, luck, and survival value, with choices for early runs, farming, and debt-free progression.